Finance
Budget-Friendly Financing for Homeowners & Businesses
Affordable Plans Available
Smart Financing Options for Every Budget
Take the stress out of big purchases with our easy and affordable financing solutions. Whether you’re upgrading your home or expanding your business, we offer plans that fit your budget and help you move forward with confidence.
Banks and NBFCs
Getting a loan is now easier with simple options from top banks and NBFCS.
Easy Application
Apply online or offline with minimal documents.
Flexible Repayment
Choose repayment plans that fit your budget.
Select Bank
Loan Offerings
State Bank of India
Product
Existing Product Names and Details
Margin
Minimum 10% of the Project Cost
Security
Hypothecation of Assets
Processing Fees
Nil
Maximum Loan Amounts
6 lakhs
Maximum Loan Tenure
Maximum 120 months
Net Interest rate to consumer (% p.a.)
EBLR - 2.15% Effective Rate as on date: 10.15%
State Bank of India
Product
Existing Product Names and Details
Margin
Minimum 10% of the Project Cost
Security
Hypothecation of Assets
Processing Fees
Nil
Maximum Loan Amounts
7 lakhs
Maximum Loan Tenure
Maximum 120 months
Net Interest rate to consumer (% p.a.)
ROI at Repo + 0.50% i.e. 7%
Punjab & Sind Bank
PSB Scheme for Financing Roof Top Solar (RTS) Projects backed by PM Surya Ghar: Bijli Mukth Yojana
Existing Product Names and Details
Margin
Nil
Security
Nil
Processing Fees
Nil
Maximum Loan Amounts
2 lakhs
Maximum Loan Tenure
Maximum 10 yearss
Net Interest rate to consumer (% p.a.)
Reducing 7% (Linked to EBLR)
Canara Bank
Product
Existing Product Names and Details
Margin
Minimum 10% of Total Project cost shall be contributed by the Borrower
Security
Hypothecation of the Equipment to be Purchased out of the Loan Component Security
Processing Fees
Nil
Maximum Loan Amounts
Maximum upto Rs.2.00 lakh (including subsidy)
Maximum Loan Tenure
Maximum 10 Years
Net Interest rate to consumer (% p.a.)
Floating ROI Regime # 7.00% (RLLR - 2.25%)
Union Bank of India
URTS-PM Suryaghar
Existing Product Names and Details
Margin
Nil
Security
Hypothecation of roof top Solar/ Assets created out of Bank finance under this scheme
Processing Fees
Nil
Maximum Loan Amounts
90% of project Cost (as per MNRE approved dealer) or 2.00 Lakh)
Maximum Loan Tenure
Maximum 120 EMIs
Net Interest rate to consumer (% p.a.)
EBLR-2.25 % presently 7% pa. Reducing.
Punjab National Bank
URTS-PM Suryaghar
Existing Product Names and Details
Margin
Minimum 10% of the Project Cost
Security
Hypothecation of Assets
Processing Fees
Nil
Maximum Loan Amounts
7 lakhs
Maximum Loan Tenure
Maximum 120 months
Net Interest rate to consumer (% p.a.)
RLLR+BSP-2.25% i.e. presently 7.00% p.a
Bank of Maharashtra
Product
Existing Product Names and Details
Margin
Minimum 10% of the Project Cost
Security
Hypothecation of Assets
Processing Fees
Nil
Maximum Loan Amounts
Up to 3 KW – Rs 2.00 lakhs
Maximum Loan Tenure
Maximum Maximum 120 months
Net Interest rate to consumer (% p.a.)
For Rooftop Solar Plant Capacity up 3 KW - RLLR - 2.30% , Effective Rate as on date: 7%
UCO Bank
UCO Suryodaya Loan Scheme.
Existing Product Names and Details
Margin
10% of Project Cost Upto 3KW shall be Contributed by Borrower & 20% of Project Cost Above 3KW shall be Contributed by Borrower
Security
Primary - Hypothencation of Assets Created out of Bank Finance
Processing Fees
Nil
Maximum Loan Amounts
Up to 3KW : Maximum 2 Lakh & Above 3KW : Maximum 6 Lakh
Maximum Loan Tenure
Maximum 10 Years + Including Maximum Moratorium Period of 6 Month
Net Interest rate to consumer (% p.a.)